Disclaimer

1. General Disclaimer

The information contained on AutoEMI (the "Service") is for general information purposes only. AutoEMI assumes no responsibility for errors or omissions in the contents on the Service.

In no event shall AutoEMI be liable for any special, direct, indirect, consequential, or incidental damages or any damages whatsoever, whether in an action of contract, negligence or other tort, arising out of or in connection with the use of the Service or the contents of the Service.

2. Not Financial Advice

The financial calculators and tools provided on AutoEMI:

• Are estimates based on standard formulas and assumptions
• Do NOT represent actual loan offers from banks or financial institutions
• Should NOT be used as the sole basis for financial decisions
• Do NOT consider your complete financial situation
• Are NOT a substitute for professional financial advice

3. Calculator Accuracy & Limitations

3.1 Calculation Accuracy

While we strive to provide accurate calculations:

• Calculations are based on standard mathematical formulas
• Actual loan terms may differ from calculated results
• Interest rates, processing fees, and other charges vary by lender
• Government policies and tax rates may change
• Market conditions affect vehicle prices and loan availability

3.2 Factors Not Considered

Our calculators do NOT consider:

• Your specific credit score and credit history
• Lender-specific policies and risk assessments
• Hidden charges or fees not disclosed in standard calculations
• Changes in your financial situation during the loan tenure
• Prepayment charges or foreclosure fees

4. External Links Disclaimer

AutoEMI may contain links to external websites that are not provided or maintained by or in any way affiliated with AutoEMI. Please note that AutoEMI does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

4.1 Third-Party Content

We are not responsible for:

• Content on third-party websites linked from our site
• Products or services offered by third parties
• Accuracy of information on external financial institution websites
• Privacy practices of third-party websites

Links to external sites do not constitute an endorsement by AutoEMI of the views, products, or services contained therein.

5. Professional Advice Requirement

The decision to take a loan, the amount to borrow, the tenure to choose, and the lender to select are significant financial decisions that should be made after:

• Consulting with qualified financial professionals
• Reviewing your complete financial situation
• Understanding all terms and conditions of loan offers
• Considering your long-term financial goals
• Assessing your ability to repay the loan

6. Market Conditions & Updates

Financial markets and regulations change frequently. Our calculators and content are based on information available at the time of publication and may become outdated due to:

• Changes in Reserve Bank of India (RBI) policies
• Updates to tax laws and regulations
• Fluctuations in interest rates
• Changes in vehicle pricing and availability
• Updates to bank and NBFC lending policies

We strive to update our calculators and content regularly, but we cannot guarantee that all information is current at all times.

7. No Guarantees or Warranties

AutoEMI makes no representations or warranties of any kind, express or implied, about:

• The completeness, accuracy, reliability, or availability of the website
• The accuracy of calculation results
• The suitability of information for any particular purpose
• Uninterrupted access to the website
• Freedom from viruses or other harmful components

8. Limitation of Liability

To the maximum extent permitted by applicable law, AutoEMI shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or use
• Financial losses resulting from reliance on our calculators
• Costs of procurement of substitute goods or services
• Damages for personal injury or property damage

This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if AutoEMI has been advised of the possibility of such damage.

9. User Responsibility

By using AutoEMI, you acknowledge and agree that:

• You are solely responsible for your financial decisions
• You will verify all information with financial institutions
• You understand that calculations are estimates only
• You will seek professional advice for significant financial decisions
• You assume all risks associated with using our calculators

10. Contact for Clarification

If you have any questions about this disclaimer or need clarification about our calculators, please contact us:

Last Updated: February 10, 2026

By using AutoEMI, you acknowledge that you have read, understood, and agree to this disclaimer. If you do not agree with any part of this disclaimer, please do not use our website.