Terms & Conditions

1. Acceptance of Terms

By accessing and using AutoEMI ("Website", "Service", "we", "our", "us"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this website's particular services, you shall be subject to any posted guidelines or rules applicable to such services.

If you do not agree to these terms, please do not use this website. We reserve the right to change these terms and conditions at any time without prior notice.

2. Service Description

AutoEMI provides:

• Vehicle EMI Calculators
• Loan Eligibility Calculators
• Used Vehicle Valuation Tools
• On-road Price Calculators
• Loan Document Checklists
• Financial Education Content

3. User Responsibilities

As a user of AutoEMI, you agree to:

• Use the website only for lawful purposes
• Provide accurate and complete information when using calculators
• Not attempt to hack, disrupt, or interfere with the website's functionality
• Not use automated scripts or bots to access the service
• Not copy, reproduce, or distribute our content without permission

You are solely responsible for any decisions you make based on information obtained from AutoEMI.

4. Intellectual Property Rights

All content on AutoEMI, including but not limited to:

• Website design and layout
• Calculator algorithms and formulas
• Blog articles and educational content
• Graphics, logos, and images
• Software code and database structure

is the property of AutoEMI and is protected by copyright and intellectual property laws. You may not:

• Reproduce, duplicate, or copy content without written permission
• Use our content for commercial purposes without authorization
• Create derivative works based on our content
• Remove any copyright or proprietary notices

5. Advertising and Google AdSense

5.1 Advertisements

AutoEMI uses Google AdSense to display advertisements. By using our website, you acknowledge that:

• We display third-party advertisements through Google AdSense
• Google may use cookies to serve ads based on your visits to our site and other sites
• You can opt out of personalized advertising by visiting Google's Ads Settings
• We are not responsible for the content of advertisements displayed

5.2 User Conduct with Ads

Users are prohibited from:

• Clicking on ads with the intent to generate revenue fraudulently
• Using automated tools to click on advertisements
• Encouraging others to click on ads for improper purposes
• Manipulating ad placement or behavior

6. Limitation of Liability

To the fullest extent permitted by law, AutoEMI shall not be liable for:

• Any direct, indirect, incidental, or consequential damages resulting from the use of our calculators
• Financial losses incurred based on calculations or advice from our website
• Errors or inaccuracies in calculation results
• Interruptions in service or website downtime
• Loss of data or information provided to the website

All calculations are provided "as is" without warranty of any kind, either express or implied.

7. Accuracy of Information

While we strive to provide accurate and up-to-date information:

• Interest rates and loan terms change frequently
• Government policies and regulations may affect calculations
• Different lenders may have different calculation methods
• Market conditions affect vehicle prices and loan eligibility

We recommend verifying all calculations with your financial institution before making any decisions.

8. Third-Party Links and Content

Our website may contain links to third-party websites. These links are provided for your convenience only. We:

• Do not endorse or assume responsibility for third-party content
• Are not responsible for the privacy practices of other websites
• Do not guarantee the accuracy of information on linked sites
• Have no control over the content of linked websites

You access third-party websites at your own risk.

9. Termination

We reserve the right to:

• Terminate or suspend access to our service immediately, without prior notice, for any violation of these Terms
• Remove any content that violates these Terms
• Discontinue the website or any part of it at any time
• Block users who violate these Terms from accessing the website

10. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Rajasthan, India.

10.1 Contact for Legal Notices

All legal notices should be sent to:

11. Changes to Terms

We reserve the right to modify these Terms at any time. When we do, we will:

• Update the "Last Updated" date at the top of this page
• Post a notice on our website for significant changes
• Notify registered users via email (if applicable)

Your continued use of the website after any changes constitutes acceptance of the new Terms.

12. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Effective Date: February 10, 2026

By using AutoEMI, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.